WE'D LOVE TO START A CONVERSATION WITH YOU


If you're reading this, then it's likely that you've been referred to us by someone (perhaps an existing client) who feels that you might be interested in our professional financial planning service.

I've put together this simple page to let you know a little bit more about us and how we may be able help you with an exclusive no-obligation consultation.

Tom Donlea

Financial Planner

why work with me

Quite simply, my overriding objective is to provide each of my clients with financial peace of mind, and ultimately help them achieve what is most important to them.

Many of our clients are high-achievers in their fields so our way of working becomes about making their lives easier and helping them fulfil their career and family ambitions.

What makes us different to most advisory firms is that we have a highly proactive approach to tax planning. We often open our clients’ eyes to investment solutions that can mitigate tax liabilities, optimise existing arrangements and leave clients in a more wealthy and secure place.

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and the value may fall as well as rise. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. Tax relief is dependent on individual circumstances.

HOW I HELP MY CLIENTS


1. Intro conversation

A brief introductory phone call will establish how I may be able to help you and find out if we are right for each other. Should we agree there are grounds for a potential working relationship, we can then schedule a no-obligation discovery meeting.


2. Discovery meeting

During this, I'll be looking to understand what your 'future perfect' is for you and your family; including your short, medium, and long term goals, and your values. We will also establish an understanding of your current financial setup and some of the things that will be required to help you achieve your goals. After this meeting, I will follow up in writing to provide an overview of our discussions, and confirm what further steps and information is required.


3. Financial Roadmap meeting

In this meeting, I will present to you a personalised financial roadmap that is built around your goals and your incomes, outgoings and assets. The roadmap is created using best-in-class financial modelling software. It will show you a snapshot of your current financial setup and will demonstrate if you are on track to achieving your goals. We will also discuss a proposed strategy for improving and optimising your setup; and upon your acceptance to proceed, we will discuss the steps required to implement the plan.


4. Becoming a client

Part of being a client of Castell Wealth Management means that we will regularly review with you the progress of your financial roadmap. We will hold periodic review meetings to ensure that I maintain an up-to-date understanding of your evolving needs and keep the plan on track over time.

whAT YOU CAN EXPECT FROM WORKING WITH ME

Regular review meetings

These are to ensure that I maintain an up-to-date understanding of your evolving needs and keep the plan on track over time.

Personal Service

My support team and I will manage the administration of your assets and policies. We are directly contactable and will never pass you to a call centre.

Ease

We deal with busy individuals, families and businesses who do not have the time or inclination to manage their own finances in an effective manner.

Control

You can maintain or as much or as little control as you like and we will provide with the support to help you make the best decisions.

Legislation changes

We are proactive in making sure that your planning keeps up with changes in legislation and we'll ensure you are taking advantage of all the reliefs and allowances available.

High standard of advice & fund management

Any fund manager and provider on the St. James’s Place panel has been carefully selected and will continue to be reviewed inline with our clients’ best interests.

Access to my trusted network of professionals

 If there’s ever anything that I can’t advise on personally, I will be able to refer you to a specialist in that field.

Advice guarantee

The suitability of our advice is backed by the SJP advice guarantee, which is provided on the wealth management solutions that I recommend. Details here: www.sjp.co.uk/about-us.

"I required investment and protection advice for both my personal finances and my business. Tom has been very responsive and has provided a highly knowledgable and clear picture of the options regarding a number of different priorities. He has provided a friendly and efficient service and I feel comfortable in the knowledge he is structuring my finances effectively, and being proactive with them."

Edward M, Founder

"Tom's advice has been consistently sound and trustworthy. Working with him has given me the peace of mind that he is reviewing my finances in the best interests of me, my family, and my company. It's allowed me to focus on running my business. I would not hesitate in recommending him to anyone and actively do so."

Jon S, Managing Director

We are a progressive financial advisory firm that provides lifelong wealth management strategies for our clients. We offer a full range of services across investments, retirement and protection that are focused on helping you to achieve your life goals whilst also trying to make a positive impact on the world around us.

Towards a better world.

For us, wealth management is part of life management. We know that our financial wellbeing impacts every aspect of our lives and plays a critical role in guiding our behaviour towards each other and the world around us. When you become a Castell client you receive much more than just financial advice; you enter an ecosystem of support and opportunity that is fully integrated with and focused on your goals and helping you to achieve them.

FREQUENTLY ASKED QUESTIONS

When it comes to managing your finances, it's only natural to have questions and wonder if we're the right adviser for you. So here are some of the most frequent questions we get asked with some answers that we hope will help to reassure you.

I've always thought that financial advice is only for wealthy people. It's not for normal people like me.

We hear this a lot, often from people who have never used a financial planner before. It's true that some do only want to deal with the very wealthy but here at Castell, we believe that everyone should have access to good financial advice and that, in fact, those with less need it even more. Rest assured you will be among like minded people; our clients are from all walks of life and are normal hard working people with careers, families, worries and dreams just like most of us.

The idea of financial advice sounds very expensive. Will I be able to afford the fees?

Many people think that financial advice is expensive and although we would say that the cost of no advice could be even more expensive in the long run, fees are always an area of concern for new clients. We will always be transparent with our fees and will never incur any cost without explaining it to you in advance and receiving your approval first. There are never any surprises. It's our job to give you advice that will benefit you and aim to put you in a better financial position even when any fees or costs are considered too. As an experienced and industry recognised adviser, I stand by the quality of our advice and of our advisers. It means that we might not be the cheapest financial adviser you can find but we provide value for money. And, of course, the suitability of our advice is backed up by the St. James's Place guarantee.

I don't like and often don't understand all the jargon and technical language financial advisers always seem to use.

We agree! Many people say looking at their finances can be a bit daunting and even boring too. So we make a point of straight talking and not using confusing jargon and technical language no more than we have to do legally. In truth, good financial planning should be simple and straightforward to explain.

CONTACT ME TO BOOK A CONSULTATION

Towards a better world.

We are progressive financial advisers who provide lifelong wealth management strategies for our clients.

Castell Wealth Management is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website www.sjp.co.uk/products. Castell Wealth Management is a trading name of Castell Wealth Management Ltd. Castell Wealth Management Ltd is registered in England and Wales, Number 11639376. Registered Office: Accounts Unlocked, Repton Manor, Repton Avenue, Ashford, Kent, TN23 3GP.

© Castell Wealth Management Limited. 2023.


SJP Approved XX/XX/XXXX

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